Tag: small business

Microloans: How to Get a Small Business Loan When the Bank Says No

Last Updated: Sep 3, 2018Need a loan for your small business? When the bank says no, a microloan may be the answer for the funding you want.This guide to micro lending includes a number of sources for microloans. When you hear the term, microloan, you might think of something having to do with size. A […]

The Complete Truth about Business Credit Cards

Last Updated: Sep 17, 2013Business credit cards make it much easier to keep up with purchases, and the credit line can be a welcome option when you need to make a large purchase. Here’s what you need to know about business credit cards. Small business owners don’t like to admit it but far more than […]

Ways to Calculate the Value of a Small Business

Last Updated: Feb 20, 2013It’s a good idea to to know the value of your business, even if you don’t have immediate plans to sell. Here are three ways you can calculate the value of your small business. Even if you don’t have plans to sell your business, you need to know its value. What will […]

Small Business 401(k) Plan Options and Basic Rules

Last Updated: Mar 11, 2017Thinking about starting a 401(k) retirement plan for your small business employees and for yourself? There are several types of plans to choose from. Here’s an overview of options for businesses with employees and for 1-person businesses. As a small business owner, you may decide to start a 401(k) plan for any […]

4 Ways to Help Your Small Business Grow

Last Updated: Jul 23, 2018Like it or not, your business’s expenses go up a bit each year. To stay profitable, your business needs to grow so it can absorb those increases. Here are four things you can do to keep your small business growing. It’s a simple objective but difficult to pull off. In order […]

Creative Cash Flow Strategies for Small Business

Last Updated: Aug 28, 2018Increasing sales doesn’t do you any good if you don’t have enough cash on hand to replenish your stock or pay your operating costs. Here are eleven creative strategies for improving your business’s cash flow. Managing cash flow is a big challenge for many small businesses. As a small business owner, […]

Adding it up for success: How accountants can help small business owners gain insight into their operations

Last Updated: Jan 23, 2014Think an accountant is only valuable to your business at tax time? According to Jennifer Warawa of Sage North America, consulting with an accountant year-round could give your business the edge to thrive, even in a difficult economy. Small businesses must constantly juggle competing priorities and make the tough decisions on […]

How to Take a Vacation When You Run a Small Business

Last Updated: May 15, 2018For small business owners, taking a vacation – at least one where you don’t spend the whole time tethered to your smart phone or computer – may seem nearly impossible. Here’s what you need to do so you can relax and enjoy the time away from your business. Running a business? […]

Small Business Owner’s Guideto the Holiday Bonus

Last Updated: Dec 11, 2017Is your company giving out holiday bonuses this year? Did they give them last year? Find out what other businesses are doing and get tips on how to give (or not give) holiday bonuses without causing bad feelings among your employees. The 1989 movie National Lampoon’s Christmas Vacation shows us in […]

Can Small Businesses Charge Smokers More for Health Insurance?

Last Updated: May 18, 2016Health insurance costs are a huge portion of many small business’s budgets. One way they might seek to recoup some of those costs is by charging smokers more for their insurance. But is that actually legal? Find out here. Small business owners, feeling the financial strain of providing health insurance to […]