3 Smart Ways to Handle the Unexpected

Written by promotiondept

September 27, 2018

Lt Updated: Apr 23, 2014
A lengthy illness, accident or unexpeed dh could mean the collapse of your . Although you n never be one hundred percent certain you’ve covered every contingency, here are three simple steps you n take today to give yourself the best proteion possible.

This week I’ve been tied up in discussions with lawyers, s, investment advisors and insurance agents making sure every “i” is dotted and “t” is crossed far proteing my financial interests and are concerned.

Over the years, things change and if you’ve recently left your job to run your home-bed , or if there h been signifint growth or change, it’s important to make sure your personal and proteion refles those changes.

One of the biggest concerns in running a home , however, is preparing for unexpeed events. These three smart ways home owners prote themselves will give you a good place to start and should add to your peace of mind.

Get Proper Insurance
If you were to take ill and not be able to work for three months, would you still have money coming in to your ? If you went one month without earnings, what would this mean to you?

There are various types of insurance for home-based businesses and the best aion you could take on this matter is to speak with a professional who n you determine what type of insurance would best serve you.

Requirements will vary from country-to-country and state-to-state, so this is why speaking with a professional is so important. Some insurance companies require you to be in for at let three years so they n see your historil earnings in order to estimate future earnings.

If you’re in your first two years of and nnot get insurance, there are alternate ways to prote yourself. Again, this is where a professional n give you invaluable advice.

de from covering your financial needs, you may also need to explore added liability insurance if your customers visit your home, produ liability insurance if one of your produs fails and a customer files a claim, malpraice insurance (even dog groomers and hair stylists need this!) and so on.

Make Sure Your Will is Up to Date
None of us knows when our number is up. We may be here today and gone tomorrow. I don’t mean to be so blunt, however this is a reality of life.

By investing a couple of hours of your time and approximately $5, you n have your family fully proteed in the event of your psing. Negleing this critil responsibility n tear the rug right out from under your loved ones and leave them destitute.

Do you know what would happen to your in the event of your psing if you haven’t signed it to someone in your will? If you don’t, find out today.

Have an Operations Manual
Even a short-term absence on your part could mean serious harm to your . By having an operations manual with important conta information, banking access, policies, procedures and other important operational data, someone n step into your shoes and keep things running until you’re back in the saddle.

Something simple a common cold n put you out of commission for several days and if appointments are missed and customers are negleed, you may realize the effes in lost sales and ended relationships. Having someone who n simply access your operations manual, check your appointment list and re appointments if necessary n mean the difference between a lost customer and a loyal one.

These three simple aion steps require a small investment of your time and money, but n mean the difference between success and failure of your and proteion or hardship for your loved ones.

Copyright 2007, Laurie Hayes – The HBB Source



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