Trusts and estates are permitted certain deductions

The IRS on Thursday issued proposed regulations (REG-113295-18) to clarify that certain deductions are allowed to an estate or nongrantor trust because they are not miscellaneous itemized deductions. According to the proposed rules, which formally adopt guidance first issued in Notice 2018-61, these deductions are not affected by the suspension of the deductibility of miscellaneous itemized deductions for individual taxpayers for tax years beginning after Dec. 31, 2017, and before Jan. 1, 2026, enacted by the law known as the Tax Cuts and Jobs Act, P.L. 115-97. The proposed regulations also explain how to determine the character, amount, and allocation of deductions in excess of gross income that a beneficiary succeeds to on the termination of an estate or nongrantor trust.

The proposed regulations would allow estates and trusts the following deductions under Sec. 67(e):

These rules apply to estates and nongrantor trusts (including the S portion of an electing small business trust) and their beneficiaries.

Notice 2018-61 had left unanswered the question of how to treat Sec. 642(h) excess deductions, which are passed on to beneficiaries when a trust terminates. Under the proposed regulations, each deduction comprising the Sec. 642(h) excess deduction retains its separate character as an amount allowed in arriving at adjusted gross income, as a non–miscellaneous itemized deduction, or as a miscellaneous itemized deduction. The preamble to the proposed regulations confirms that excess deductions are allocated to beneficiaries using the rules of Regs. Sec. 1.642(h)-4.

The IRS is accepting comments from 45 days after May 11, the day the regulations are scheduled to be published in the Federal Register. It is encouraging the public to submit comments electronically because of the current shortage of staff to process comments received by mail.

The regulations are proposed to apply to tax years beginning after they are published as final in the Federal Register. In addition, the IRS is permitting estates and nongrantor trusts and their beneficiaries to rely on the Sec. 67 proposed regulations for tax years beginning after Dec. 31, 2017, and on or before the date the regulations are published as final regulations. Taxpayers may also rely on the Sec. 642(h) proposed regulations for beneficiaries’ tax years beginning after Dec. 31, 2017, and on or before the date these regulations are published as final regulations in the Federal Register in which an estate or trust terminates.

On Oct. 31, 2018, the AICPA submitted comments to Treasury and the IRS in response to Notice 2018-61 concerning a beneficiary’s ability to claim excess deductions allowed to the beneficiary upon the termination of a trust or estate under Sec. 642(h)(2).

 Sally P. Schreiber, J.D., (Sally.Schreiber@aicpa-cima.com) is a JofA senior editor.

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